Lottery / Prize Fraud
Victims receive a letter, call, email, or social media message claiming they have won a lottery, sweepstakes, or prize. To collect the winnings, they are told to first pay taxes, fees, or customs charges — money they will never recover, because the prize does not exist.
Warning Signs
- You are told you won a contest you do not remember entering.
- Collecting your "prize" requires paying upfront fees, taxes, or processing charges.
- The notification arrives by unsolicited email, text, or social media message with poor grammar or spelling.
- You are asked for your bank account number or Social Security number to "deposit" winnings.
- The offer creates urgency — you must claim within 24–48 hours or the prize will be forfeited.
Immediate Steps
- Stop all contact with the supposed lottery representative — do not call back or reply.
- Never pay any fee to collect a prize. Legitimate lotteries and sweepstakes never require upfront payment.
- Do not provide any personal or financial information.
- Research the organization independently — look for official websites and verified contact information.
- Report the scam to the FTC and the postal inspection service if you received a mailing.
Report & Get Help
AARP Fraud Helpline (free, confidential): 1-877-908-3360